Sunday, June 8, 2014

Considering Abc's Of A Doves Insurance Policy

By Maria Ludwig


You might not be thinking about dying but it is a subject that must eventually be dealt with. For instance, if you die today and have no kind of financial plan in place, this could create a great deal of problems. That is why many people in SA choose to have a doves funeral policy.

Once you decide to have the right cover, you will not have to worry about placing any kind of burdens upon your loved ones, should something happen to you. Funerals contain many expenses and this can often be several thousand rand. This kind of expense could be too much for your family.

Whenever a death in the family occurs, there is a time of mourning. Also, it can be very stressful and difficult with someone dies and the last thing you want family to be concerned with is making all of the arrangements. Your plan can already be in place and your family will have one less thing to be concerned with.

Several different plans are available for funerals. Family policies provide cover of ten thousand rand. You also can choose a plan that will pay eighteen thousand. These plans cover you and your spouse.

Your family plan includes children and will cover up to six. If you have children that are at least 14 years old they will receive the same cover as you and your spouse. Kids from 6 to 13 will receive as much as 12,000 rand. Those that are less than six years of age can have 3500 rand cover and the plans will also pay 1500 in case there is a stillborn birth in the family.

Parents that are widowed or divorced can take advantage of these policies also. In fact, the cover is the same as family plans. If you have more than six children or wish to cover other family members, extended family polices are available. Waiting periods are required, and it is thirty days for people less than 65 and ninety days for those over the age of 65.




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